Platform
One system for every part of your society.
Replace the spreadsheets, ledger books and disconnected tools your credit union runs on with one platform and one set of books, set up and run by your own officers.
How it fits together
Member, union, ledger.
Every action a member or officer takes posts to the member's own ledger and the union's general ledger in the same transaction. Reports and returns are read from the same books.
Members Join · Save · Borrow · Guarantee · Leave
Officers Admit · Approve · Disburse · Declare · Reconcile
One ledger Member ledger + general ledger, posted together
Outputs Statements · Returns · Consolidations · Audit exports
- Members: Join · Save · Borrow · Guarantee · Leave
- Officers: Admit · Approve · Disburse · Declare · Reconcile
- One ledger: Member ledger + general ledger, posted together
- Outputs: Statements · Returns · Consolidations · Audit exports
Capabilities
Ten areas, one set of books.
- Membership & shares Admission against your common bond, the share register, transfers, classes, nominations and exits.
- Savings & deposits Non-withdrawable, withdrawable, target, fixed and junior products, with honest withdrawal quotes.
- Lending & guarantors Eligibility, guarantors, appraisal, approval, disbursement, repayment, arrears and recovery.
- Payments & collections Bank and mobile money rails, payroll check-off, counter cash and a suspense queue.
- Dividends & year-end Statutory appropriations, dividends and loan interest rebates on time-weighted balances.
- Governance & roles Offices, terms, elections, delegates and two-person approvals.
- Federations & networks Affiliation, dues, placements, refinance, consolidation and new societies.
- Reporting & compliance Prudential rules, monthly returns, AML cases and read-only auditor access.
- Communications Statutory notices, AGM invitations and guarantor updates, with delivery proof.
- Bringing your members across Import, validate, dry-run and reconcile your existing book.
Included as standard
No modules to buy. Every society gets all of this.
- Multi-currency books Coming
- Branches that collect for, and report under, their society
- Seeded offices and general ledger chart
- Country prudential templates
- Two-person approvals on money and write-offs
- Audit trail on every change
- Exportable statements in PDF and CSV
- API and webhooks
- Practice environment for training
- Multi-factor sign-in for every officer
What's live today
We only describe what you can use. Anything still being built is marked Coming.
| Capability | Status |
|---|---|
| Membership, shares, savings, lending, guarantees | Live |
| Payroll check-off | Live |
| Bank transfer collections | Live |
| Mobile money collections | Coming |
| Dividends, rebates and year-end | Live |
| Prudential returns | Live |
| Federations: affiliation, dues, placements, refinance | Live |
| Multi-currency books | Coming |
| Member app (members' balances, statements, loans, guarantees) | Coming |
| Scheduled report emails | Coming |
Set up your society on Bridge.
Register free, practise on sample data, and go live when you're ready. No sales call needed.
Free to set up and practise. You pay only once you're live.