Reporting & compliance

Ready for the regulator, every month.

Prudential rules seeded for your country, returns built from the same ledger as member statements, and read-only access for your supervisory committee and auditors.

Breaches flagged before they're filed.

Bridge monitors your prudential limits continuously. When a ratio slips, the right officers are told, with the transactions that moved it and a place to record the remediation plan.

  • Capital adequacy
  • Liquidity
  • Deposit and shareholding concentration
  • Lending limits, including loans to officers
  • Reserve appropriations

Returns, computed from your books.

Monthly capital and liquidity return

Computed, reviewed, attested by the board and submitted, with the acknowledgement kept.

Consolidated returns

District unions gather and consolidate their affiliates' returns.

Annual accounts for your auditor

Trial balance, statements and journals in one export pack.

From computed to acknowledged

  1. Step 1: Compute

    Built from the general ledger for the period.

  2. Step 2: Review

    Officers check the figures and the breaches.

  3. Step 3: Attest

    The board attests, re-confirming their sign-in.

  4. Step 4: Submit

    Filed in the regulator's format.

  5. Step 5: Acknowledged

    The acknowledgement is kept with the return.

Books that reconcile every day.

Member ledgers, the society's accounts and the general ledger are reconciled daily. A mismatch is raised and explained, never quietly absorbed.

Suspicious activity

Your compliance officer raises and files cases, including attempted transactions that never completed.

Member complaints

Complaints are logged and aged so none are left unanswered.

They see everything. They change nothing.

Your supervisory committee, external auditor and (where you grant it) your regulator get read-only access to the books, with every view recorded in the access log.

Country rules are set up for your market in West, Central, East and Southern Africa during set-up. Regulators are named to describe formats only; this is not an endorsement.

Set up your society on Bridge.

Register free, practise on sample data, and go live when you're ready. No sales call needed.

Free to set up and practise. You pay only once you're live.